Know the Risks of Working Privately

• The IRS considers paying independent caregivers under the table to be Tax Evasion
• If caught, there may be penalties, including Owing Back Taxes for both family and caregiver.

• You are not covered by Workers Compensation or Disability Coverage for any accidents that occur while caring for a client.
• You are at risk for law suits and accusations of abuse and neglect if you work without a licensed and bonded agency.

Know the risks to your LICENSE

• Your CHHA license requires you to be under the supervision of an RN. Your license is at risk!

Know the risks of being a PRIVATE CAREGIVER

• A hiring family must pay household employment tax or else you will be responsible to pay them as an independent contractor. (Law requires Household Employment Tax (Medicare and Social Security) to be paid if compensation is over $2,100 per year)
• A family paying cash under the table should be a RED FLAG to you